Say hello on WhatsApp
Tell us a little about your business and what you do. We’ll guide you from there.
BUSINESS INSURANCE FOR TOWNSHIP & INFORMAL BUSINESSES
Protect your business
for R75 per month.
Your spaza. Your salon. Your next big thing. Affordable insurance for South Africa’s township and informal businesses — with simple sign-up and claims on WhatsApp.
Starter plan · Proposed launch price. Cover coming soon.
♡
You’ve built something worth protecting.Simple cover. For you and your business.
◉ WhatsApp-first experience✓ Affordable monthly plans◇ Clear, simple cover♡ Built around your business
YES, THIS IS FOR YOU.
For the businesses that
keep our communities going.
Whether you work from a shop, a stall, a workshop or home, we’re building Vimba around businesses like yours.
Spaza shopsSalons & barbersCar washesMechanicsFood vendorsShebeens & tavernsTakeaway spotsMarket tradersHome-based businesses
Designed with these businesses in mind. Final eligibility will be confirmed at launch.
LESS ADMIN. MORE BUSINESS.
Protection should be
the easy part.
No branch queues or complicated forms. Just a few simple steps, on an app you already use.
Find your fit
Explore simple monthly plans and understand what’s covered before you choose.
Pay. Protect. Keep building.
Once approved and your cover is active, keep your documents and support close at hand.
This is our planned customer experience. Final onboarding, payment and activation requirements will be confirmed before launch.
GIVE IT A GO
A little chat.
A lot less hassle.
Try Vimba for yourself. Choose your business, explore a plan or walk through a claim. Tap a reply or type your own — this demo responds to you.
Let’s meet your business
This is a practice conversation. Use made-up details. No cover, payments or claims are processed.
v
VimbaA friendly hand for your business
LIVE DEMOIllustrative WhatsApp experience · No message is sent
SMALL MONTHLY COST. A LITTLE MORE PEACE OF MIND.
A plan for your next chapter.
Three proposed plans, designed for businesses at different stages. Start small. Build with confidence.
Starter
R75 / month
Essential protection for your everyday hustle.
- Property damage: R3,000–R5,000
- Business interruption: R100/day, up to 14 days
- A simple starting point for smaller businesses
Growth
R120 / month
A bigger safety net for a growing business.
- Property damage: R10,000–R15,000
- Business interruption: R150/day, up to 21 days
- Money on premises: R2,000
Premium
R150 / month
Higher proposed limits for what you’ve built.
- Property damage: R15,000–R25,000
- Business interruption: R200/day, up to 30 days
- Money on premises: R3,000
Proposed benefits and indicative pricing. These are product concepts, not a quote or offer of insurance. Premiums, eligibility, insured events, limits, excesses, waiting periods and exclusions are subject to underwriting partner approval and final policy wording. Stock cover is not included in these proposed plans.
Local businesses. Big heart.
HELLO, WE’RE VIMBA.
You look after your business.
We’re here to back you.
You open early. You know your regulars. You put everything into keeping your business going. Getting it protected should feel simple, too.
Vimba is being built for township and informal business owners across South Africa. Affordable monthly plans, clear cover and a friendly WhatsApp experience — so you can spend more time doing what you do best.
Your business matters.
Let’s help you keep it going.
We’re preparing for launch and finalising our licensing and insurance partnership. We’ll share the full details before cover becomes available.
A LITTLE CLARITY GOES A LONG WAY.
Good questions.
Straight answers.
Insurance should make sense. Here’s what to know about what we’re building.
Can I buy Vimba cover right now?
Not yet. This website is a pre-launch preview while we finalise our insurance licensing and underwriting partnership. No insurance is sold or activated through this site.
Who is Vimba designed for?
Township and informal business owners across South Africa — including spaza shops, salons, market traders and other micro businesses. Final eligibility will be confirmed at launch.
What will the insurance cover?
Our proposed plans focus on property damage and business interruption, with money on premises included in the Growth and Premium concepts. Final insured events, limits, excesses and exclusions will be set out in the approved policy wording. Stock cover is not included.
Is Vimba the insurance company?
Vimba is developing the customer experience and distribution platform. Cover is intended to be provided through a licensed insurance partner. We’ll identify the insurer and publish the relevant regulatory disclosures once the arrangements are finalised.
How will I make a claim?
The planned process starts on WhatsApp: share photos or video where relevant, answer a few questions, and submit your claim for assessment. Our ambition is a fast, straightforward experience. Required documents and turnaround times will depend on the final policy and claims process; payment is not guaranteed within a fixed time.
Will I need to download an app?
Our planned experience is WhatsApp-first, so you won’t need a separate Vimba app. Final onboarding and identity checks will be confirmed before launch.
Are the monthly prices final?
No. R75, R120 and R150 per month are indicative product concepts. Final pricing and benefits are subject to underwriting approval and will be clearly explained before you apply.
YOUR NEXT CHAPTER DESERVES PROTECTION.
Your business. Your future.
Let’s protect it together.
From your first customer to your next big step, we’re building cover that fits. Try the WhatsApp demo and find your plan.